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About This Blog

This weblog offers information on the practice areas in which I represent clients:

• Credit and Collections Law: What are credit reporting agencies obligated to tell inquirers about your disputed debts? How do you make the harrassing phone calls from an unscrupulous debt collector stop? What can you do to stop a foreclosure on your home? Look in this category for answers to these questions and more.

• Bankruptcy Law: Who can file for bankruptcy? Can a student loan be discharged? What are the available options? What effect has the recently enacted reform legislation had on the debtor’s right to a fresh start?

• Identity Theft: What happens when your identity is stolen? What are your rights when your personal information has been hijacked by an identity thief? Against the identity thief? What about a negligent credit reporting agency that allowed the information into the wrong hands to begin with? The answers might surprise you!

• Unfair and Deceptive Acts and Practices: What can an innocent consumer do to stop a deal based on unfair and deceptive acts from going through? What are your remedies against scam artists posing as legitimate companies?

• Lemon Law: With the rising cost of fuel and the car manufacturers’ steadfast refusal to make significant improvements in car mileage, a new car purchase can be a risky venture.

• Financial Services and Debt Management: You can survive and conquer debt. Learn new techniques and practices to ensure that sound financial management keeps more of your hard-earned money in your hands, not in a creditor’s pocket!

In addition to consumer-oriented posts, attorneys who practice in these areas or who deal with individual clients in other fields but have been tasked with questions impacted by the developing law in these areas will find “For Attorneys” posts with more practice-oriented information on recent legislative developments and case law.

While the main purpose of this blog is obviously to offer consumers and other attorneys key information on this developing area of the law, I’ll also offer the occasional philosophical musings on attorneys and clients, the practice of law as a profession, and judicial systems both foreign and domestic.

Please feel free to leave comments and questions in the fields provided, and check back often - the blog is updated two to four times a week.

Finally, if there’s a particular topic you’d like to see addressed, or a suggestion for how to improve this blog, email me, at sheryl dot schelin at gmail dot com.

© 2006 SC Bankruptcy & Consumer Law Blog.