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Personal Finance

This category contains 17 posts

Save On Your Grocery Bills

Here’s a great piece on how to save some money on your family’s weekly grocery bills.
With rising prices and supply issues — prompting food warehouse stores like Costco to ration rice purchases per customer — people need to do whatever they can to keep food costs down. This article follows a Conway woman (Horry [...]

Finances Causing Fights? Here’s Help

Recently, I ran across this interesting piece on Today’s website at MSNBC.com entitled “Fighting Over Finances? Four Tips To Ease Stress.”
It’s disheartening to see so many folks affected by deep and soul-crushing debt, but when the money woes come between partners and spouses, it’s even more tragic.
Money is frequently cited as a central cause [...]

Debit Cards Not The Easy Solution You Might Think: Why You Want To Think Twice Before You Swipe

If, like thousands of credit-conscious consumers, you rely on your bank-issued debit card for daily purchases, you might want to reconsider.
As this article from the Today show at MSNBC.com demonstrates, there are plenty of reasons to keep that card in your pocket.
The most damaging problem, in my view, is the overdraft risk. You [...]

Bankruptcy Law Network: “Congress Could Save Your Home”

My friends at the Bankruptcy Law Network have published a post recently on congressional attempts to respond to the foreclosure crisis. This post, entitled “Congress Could Save Your Home From Foreclosure,” discussed H.R. No. 3609, a bill that would make certain changes to the Bankruptcy Code which would make it easier for folks who file [...]

Pity the Rich? Everyone’s Impacted By the Coming Recession

This might be a bit controversial but I think it’s important to demonstrate the widespread impact of the current economic forces at play.
It’s true I normally represent low- to mid-income individuals, couples, and families. But those who are struggling with finances aren’t the only ones who are feeling the pinch, as shown by this article [...]

Authorized Users No Longer Allowed to Piggyback On Credit Cardholders’ Credit Scores

It used to be that authorized users on a credit card account were allowed to “piggyback” on the cardholder’s rating. If that cardholder had great credit, the authorized user’s credit score got a modest bump as well.
But, according to MSN Money’s Liz Pulliam Weston, the so-called credit repair companies have ruined the benefit for the [...]

Keyword Cleanout Post!

Update: Fixed the link to Ms. Wilkinson’s website - my apologies, Dana! (And to the sculptor in Vermont - though, must say, nice work.)
Did you type in a phrase in Google to get here? This post, the first in what I hope to be a regular series (perhaps monthly, maybe more often if I get [...]

Working Families: Welcome to Your Health Care Crisis

This article from The Washington Post illustrates the pressure cooker that the combination of insurance restrictions, middle class economic pressure, and restrictions on social benefits programs have placed American working families in, and they’re slowly simmering away. We all know what happens to pressure cookers left too long to stew, right?
The article starts by [...]

Don’t Let Frugality Kill the Family Vacation

It seems to me that a lot of so-called “money gurus” and personal finance experts rest their whole approach on one simple premise - if you’re in distress, you can’t afford pleasure.
I think that’s a short-sighted approach, for many reasons. Primarily, however, we’re creatures that, by nature, seek pleasure and work hard to avoid [...]

NPR: Ameriquest’s Deception?

NPR has audio every American homeowner needs to hear - former Ameriquest employees admitting that their former employer, the subprime lender, encouraged deceptive acts and practices that encouraged people to apply for (and receive) loans they clearly couldn’t afford.

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